Terms of Service

1. Nature of Services and Operational Boundaries

Career Bridge Group provides an informational platform, member onboarding support, administrative course-registration assistance, and requested brokerage introductions for individuals exploring, entering, or developing within Ontario's mortgage industry.

Not Financial, Legal, or Mortgage Advice: Information published on this website or communicated by Career Bridge is provided for general informational and educational purposes only and does not constitute mortgage advice, financial advice, or legal advice.

2. SMS Text Messaging & Communications

By providing your phone number and explicitly opting in via our online forms, you consent to receive communications from Career Bridge Group:

• Non-marketing messages: including profile confirmations, administrative notifications, course registration updates, and responses to your direct inquiries.
• Marketing messages: including announcements regarding upcoming professional-development programs and industry news (optional, unchecked by default).
• Message Frequency: Varies depending on your interaction with our team.
• Pricing: Standard message and data rates may apply depending on your mobile carrier plan.
• Opt-Out: You can cancel SMS communications at any time by replying STOP to any message. You will receive one confirmation message verifying your opt-out.
• Help & Support: For assistance, reply HELP or contact SMS support at +1 647-788-2841.
• Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

3. Member Profile & User Responsibilities

When submitting information or creating a member profile, you agree to provide accurate, current, and truthful details regarding your identity, licensing history, and educational status. You are responsible for ensuring your contact details remain up to date.

4. Intellectual Property

All website content, text, graphics, logos, proprietary software, design systems, and digital assets are the exclusive property of Career Bridge Group and are protected by Canadian and international copyright and trademark laws. Unauthorized reproduction, modification, or distribution is strictly prohibited.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Career Bridge Group, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website, participation in courses with third-party providers, or outcomes of any brokerage affiliation interviews or applications.

6. Third-Party Links & Services

Our website may contain links to external third-party websites, including FSRA, education providers, and participating mortgage brokerages. Career Bridge Group exercises no control over and assumes no responsibility for the content, privacy policies, or practices of third-party platforms.

7. Modifications to Terms

We reserve the right to revise these Terms of Service at any time. Any changes become effective immediately upon posting to this page. Your continued use of the website following updates signifies your acceptance of the amended terms.

8. Governing Law and Jurisdiction

These Terms of Service and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Province of Ontario and the applicable federal laws of Canada, without regard to principles of conflicts of law. You irrevocably attorn to the exclusive jurisdiction of the courts of the Province of Ontario.

9. Age Requirement

You must be at least 18 years of age to register for Career Bridge membership, utilize our course-registration assistance services, or consent to SMS communications. By using this website, you represent and warrant that you meet this minimum age requirement.

10. Contact Information

If you have any questions or inquiries regarding these Terms of Service, please contact us at: